Waterford Homes under $600,000

Welcome to Waterford, New York – a charming gem nestled in the heart of Saratoga County. With its rich history, picturesque landscapes, and vibrant community spirit, Waterford offers a unique blend of small-town charm and modern convenience. Situated at the confluence of the Hudson and Mohawk Rivers, this delightful town is perfect for those seeking a tranquil lifestyle without sacrificing access to urban amenities.

Waterford is known for its scenic parks, recreational opportunities, and a strong sense of community. Residents enjoy walking along the historic Erie Canal, where stunning views and peaceful pathways beckon outdoor enthusiasts and casual strollers alike. The town also hosts numerous local events and festivals throughout the year, fostering a close-knit atmosphere that welcomes newcomers with open arms.

For homebuyers seeking affordable options, Waterford boasts a variety of charming homes under $600,000. From cozy single-family residences to modern townhouses, there’s something to suit every taste and budget. These homes often feature spacious yards, inviting interiors, and easy access to local schools, parks, and shopping centers. Whether you’re a first-time buyer or looking to downsize, Waterford’s real estate market offers an array of appealing choices that won’t break the bank.

In addition to its affordable housing, Waterford’s prime location provides easy access to nearby cities, including Saratoga Springs and Albany, making it an ideal spot for commuters. Experience the warmth and charm of Waterford, where your dream home awaits amidst a vibrant community and stunning natural beauty. Come discover why so many are proud to call Waterford home!

Newest Waterford Homes under $600,000

$170,000

2 Beds ⋅ 1 Baths ⋅ 202627361 MLS

Charming cottage on a corner lot w/ spacious rooms and new electric service. Two off-street parking spaces. Nearby community pool & playground. Currently a solid component of an investment portfolio.

7 Ballston Street, Waterford

$275,000

4 Beds ⋅ 2 Baths ⋅ 202627321 MLS

Welcome to this charming 4 bedroom, 2 bathroom home, perfectly situated across the street from the Hudson River in Waterford. This inviting property offers a convenient layout with a bedroom, full bathroom and laundry all on the first floor. Upstairs provides three more bedrooms and another full bathroom. Outside, enjoy enchanting mornings and evenings on the back porch or enjoy the beauty of the river and the surrounding Waterford community. Close to all amenities, parks, dining and major routes. 10 Minutes to Halfmoon Town Park, 20 minutes to downtown Albany. A wonderful opportunity to own a home in a great location with the Hudson RIver as your backdrop.

118 Hudson River Road, Waterford

$245,000

4 Beds ⋅ 2 Baths ⋅ 202626848 MLS

Move right in and enjoy! This updated 4-bedroom, 2 full bath Waterford home offers a fresh, comfortable interior with many of the big-ticket improvements already complete. Inside, you'll find a bright and inviting layout with fresh paint, an updated kitchen with modern finishes, renovated bathrooms, and generous living space throughout. Recent improvements include a new roof (2024), new front siding (2025), and added insulation in the basement and attic for improved efficiency. Outside, enjoy a private yard and convenient off-street parking. Located in historic Waterford, where the Hudson and Mohawk Rivers meet at the gateway to the Erie Canal, you'll enjoy easy access to local parks, outdoor recreation and community amenities, while being centrally located to both Clifton Park and Latham with convenient access throughout the Capital Region. Updated, move-in ready, and ready to welcome its next owner!

17 Hudson Street, Waterford

$295,000

3 Beds ⋅ 2 Baths ⋅ 202626818 MLS

Charming 3 Bedroom home at the end of a dead-end street in Waterford, set on a generous yard with plenty of room to enjoy the outdoors. Tastefully updated while maintaining the original charm. Both the full and half bathroom were updated within the last three years and the roof is only 4 years old. This move in ready home is a must see! Schedule your showing today!

1 Clinton Avenue, Waterford

$319,900

4 Beds ⋅ 2 Baths ⋅ 202626797 MLS

Bring your vision to 54 Saratoga Avenue! Offering over 3,000 sq. ft. of living space, this 4-bedroom, 1.5-bath single-family home offers plenty of space and potential. A two-car garage provides additional parking and storage. The home offers an opportunity for updates and personalization, allowing the next owner to make the space their own. Conveniently located near shopping, dining, public transportation and everyday amenities. Property is being sold as-is, where-is.

54 Saratoga Avenue, Waterford

$209,900

6 Beds ⋅ 2 Baths ⋅ 202625989 MLS

Calling all inventors, handy home owners and/or rehab loan candidates, here is your chance to use your creativity and vision to make this home shine again. This historic home on Waterford's Mansion row offers beautiful ornate original and undisturbed Victorian woodwork rarely found today and endless potential for the right buyer. Other features include a roomy working kitchen with butlers pantry and breakfast bar which open to the formal dining room with working pocket doors and half bath. Due to a recent injury, the living room is currently being used as a bedroom. The second level features a full bath and 4 good size bedrooms. Additionally, this stately home has two additional bonus rooms, currently unheated, that could be renovated back into additional bedrooms for a total of 6, or an office, exercise room or a studio. The walk up attic offers even more space to finish off if you need a rec room, media room or just use it for storage. There is a shared driveway and off street parking for 2 , but the rear fenced yard could be reconfigured for another 2 parking spots, while still leaving room for a garden and some green space. You really need to see this home to appreciate the unmatched character and warmth that harkens back thoughts of simpler days gone by. Located just minutes from both the mohawk and Hudson rivers, stores, shops, dining and, of course, low Saratoga County taxes. Unfortunately, this home not meet FHA financing guidelines without a 203K rehab loan. Only serious, reasonable offers will be entertained.

50 Saratoga Avenue, Waterford

$399,900

4 Beds ⋅ 3 Baths ⋅ 202625619 MLS

Welcome to this beautifully remodeled and truly move-in-ready home with a rare full IN-LAW SUITE located in a desirable residential neighborhood in the Village of Waterford. Offering an impressive 2,343 square feet of living space, this property provides exceptional versatility with a private in-law suite featuring its own separate entrance, brand-new kitchen with stainless steel appliances, full bathroom, living/dining area, bedroom, and laundry hookups--perfect for extended family, guests, or a potential Airbnb or short-term rental opportunity to help supplement income. The spacious main home features a large brand-new kitchen with stainless steel appliances, 1.5 baths, three generously sized bedrooms, including a primary bedroom with a walk-in closet, and plenty of comfortable living space throughout. Nearly every surface has been refreshed, including new luxury vinyl flooring in the living room, kitchens, dining areas, and bathrooms, along with new carpeting in the bedrooms, staircase, and hallway. Additional updates include beautifully renovated bathrooms, new light fixtures, fresh paint throughout, a brand-new roof, and a freshly seal-coated driveway offering convenient off-street parking. Outside, enjoy a large, fully fenced backyard with plenty of green lawn space for recreation, pets, or gardening, along with a dedicated sitting area perfect for grilling, entertaining, or simply relaxing outdoors. The convenient Village location puts you close to shops and restaurants for breakfast, lunch, or dinner, while nearby parks, scenic walking and hiking trails, and the beautiful nearby waterway offer plenty of opportunities to get outside and enjoy all that Waterford has to offer. With its extensive renovations, flexible layout, generous indoor and outdoor space, desirable location, and numerous possibilities for multi-generational living or additional income, there is nothing left to do but move in and enjo

20 7th Street, Waterford

$250,000

202625131 MLS

RARE GARAGE OPPORTUNITY IN WATERFORD, NY! Looking for serious space for your classic cars, motorcycles, boat, equipment, workshop, hobbies or personal storage? This is a property you don't see come on the market very often, this impressive 30' × 50' garage offers plenty of room and features, 10-foot ceilings, second floor measuring approximately 12' × 45', Electric, Windows, Vinyl siding, Garage door opener, 14' × 15' screened porch. Whether you're a car enthusiast, collector, hobbyist, investor, or simply someone who needs a LOT of extra space, this property offers tremendous possibilities. Waterford, New York is convenient to Halfmoon, Clifton Park, Cohoes, Troy and the surrounding Capital Region. Opportunities like this are hard to find

15 Steenburgh Avenue, Waterford

$299,900

7 Beds ⋅ 3 Baths ⋅ 202624941 MLS

**Income-producing three-family investment opportunity in the Village of Waterford!** 70 Saratoga Ave offers approximately 2,854 square feet of living space across three units, with a total of 7 bedrooms and 3 full baths. All three units are currently tenant occupied, providing an immediate opportunity for an investor seeking an established rental property. The property sits on a level 0.23-acre lot with off-street parking for multi car driveway. Additional features include public water and sewer and natural gas heat. Conveniently located in Waterford with easy access to local amenities, major roadways, and the surrounding Capital Region. Whether you're looking to expand an existing portfolio or add your first multi-family investment, this property offers solid income-producing potential in a convenient location. **Showings and access are subject to tenant availability.**

70 Saratoga Avenue, Waterford

$598,800

5 Beds ⋅ 3 Baths ⋅ 202624816 MLS

Originally built as the rectory for St. Mary's Crescent Church, this distinctive property offers approximately 2,840 square feet of living space. Two beautiful oak staircases, along with original, meticulously maintained oak casings and trim, showcase the exceptional craftsmanship of an earlier era. The approximately 0.94-acre property extends down to the Mohawk River, with private river access and potential for a boat dock. Updated windows were carefully selected to preserve the home's distinctive oak appearance. Modern conveniences include gas hot-water heating and central air conditioning. Three oak-mantel fireplaces add warmth and character, while a full basement and full walk-up attic provide abundant storage. A two-car garage, built in 2001, and a circular driveway offer convenience and easy access to Church Hill Road. The home features five bedrooms. The largest bedroom provides access to a second-floor sunroom with expansive views of the Mohawk River to the east and west. Another bedroom has private access to the western sun porch. The generous dining room offers plenty of space for large holiday gatherings and entertaining. Currently zoned Residential/Mixed Use, 84 Church Hill Road offers flexibility for a variety of uses, including a single-family residence or office with living quarters. This one-of-a-kind property will appeal to buyers looking for something truly different--a home rich in history and craftsmanship, with spacious living areas, beautiful river views, and the potential to enjoy life along the Mohawk River.

84 Church Hill Road, Waterford

$279,000

7 Beds ⋅ 2 Baths ⋅ 202624695 MLS

Spacious and versatile 2,888-square-foot property in Waterford offering an abundance of living space and flexibility! Built in 1880, this classic old-style home features 7 bedrooms, 2 kitchens, and 1,444 square feet on each of two levels. The existing layout provides the potential for a variety of living arrangements, including extended-family living, guest accommodations, or creating distinct living spaces to suit your needs. The property features separate utilities, a full basement, covered porches, upper-level covered porch space, aluminum/vinyl exterior, and natural gas hot water/steam heat. Situated on approximately 0.18 acres with 72 feet of frontage, the property is serviced by public water and sewer and is located within the Waterford School District. Conveniently located near local schools, parks, shopping, dining, and major roadways, this property offers exceptional space and versatility in an established Waterford neighborhood. With 2,888 square feet, 7 bedrooms, 2 kitchens, separate utilities, and a full basement, 164 Saratoga Ave presents an opportunity to create a living arrangement tailored to your vision. ** Formerly a 2 family, legally converted to a single family. Zoning verification form must be filed and variance approved by town to convert back to a 2 family.

164 Saratoga Avenue, Waterford

$269,000

3 Beds ⋅ 2 Baths ⋅ 202623500 MLS

Charming two family nestled in the Town of Waterford waiting for its next owner! A perfect starter home - let your tenants pay the mortgage! This property consists of a 1BED/1BATH unit as well as a two story 2BED/1BATH unit. Recent upgrades throughout include newer roof (2019), new windows in upstairs unit, furnace (2018), vinyl flooring (hardwood underneath!) & more! Fully fenced in yard. Schedule your showing today to add to or start your portfolio!

16 Vanderwerken Avenue, Waterford

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